Oman International Bank S.A.O.G - A Friend & Partner

Personal Loan "Basma"
Basma is an easy, flexible and practical loan plan, which helps you finance anything from cars, furnishing, household goods to marriage or a vacation. Your application is fast-tracked for you to enjoy your loan as soon as possible and repayment may be scheduled for up to 5 years with the flexibility to increase/decrease payments to suit your financial circumstances.
Basma offers low interest rates, no salary limits, flexible loan amounts and lump sum repayments without penalty. And that's not all! For a nominal premium, we arrange insurance for the loan period to help put your mind at ease.

So enjoy life and get that car you've always dreamed of, give your child a head start with a university education or take that well-deserved vacation.

Basma really gives you something to smile about.

Loan Eligibility criteria
With hardly any restriction on salary and applications welcome from customers up to 60 years old, eligibility for a Basma Loan is wide open.

Loan Repayment criteria
Basma Loan repayment depends on your circumstances and repayment capacity. Standard loan amounts range from two years salary up to 35 times exposure. Repayment may be made in easy monthly installments of up to 96 months (8 years).

Loan Application
To apply for a Basma Loan, simply complete the application form available at your local OIB branch. Attach with this your salary assignment letter and a copy of your identification card/passport and present it to the OIB Customer Service Representative. On successful application, your loan will be credited to your account immediately.

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