Created for an e-society, OIB's Visa Cyber card (Al Mubashar) goes beyond merely offering safer transactions on the Internet. It intelligently acts as a breaker for you to review purchases and helps secure product/service delivery whilst giving you convenient credit facilities at the same time. Exclusive Internet Credit card specifically designed for cyber purchases. It can not be used at ATMs or Point of Sales (POS) Terminals at shops.
Eligibility Monthly income of RO 300/-
Salary to be assigned with OIB or place a cash margin equal to the amount of the credit limit desired.
Features Revolving credit. (Cash Transaction excluded)
Interest free credit period of up to 45 days.
Minimum payment: 5% of the outstanding balance subject to a minimum of RO 10/-
Payment due date: 15th of the month following the statement date.
Interest on outstanding balance: 1.5% per month.
Comprehensive monthly statement.
Facility to settle card outstanding through OIB's Phone Bank service.
Smaller Limit: The OIB Visa Cyber card (Al Mubashar) is issued with a smaller limit. The credit limit does not restrict your spending and acts as a breaker for you to review your purchases.
Fees
The annual subscription fees for the OIB Visa Cyber card (Al Mubashar) is RO 10/-. This card is offered free for the first year.
Documents Needed Salary assignment letter. Copy of Omani ID / Passport copy.