As a Visa and MasterCard Gold card member from OIB, you enjoy higher credit limits, higher accidental insurance and many more benefits. OIB Visa and MasterCard Gold cards offer you revolving credit.

Affiliated with Visa International / MasterCard International, these high limit credit cards are accepted at over 29 million merchant outlets and 940,000 ATMs worldwide.

Eligibility
Monthly income of RO 600/-

Salary to be assigned with OIB or place a cash margin equal to the amount of the credit limit desired.

Features
Revolving credit.

Photo card.

Interest free credit period of up to 45 days.(Cash Transactions are excluded)

Minimum payment: 5% of the outstanding balance subject to a minimum of RO 10/-

Payment due date: 15th of the month following the statement date.

Interest on outstanding balance: 1.5% per month.

Comprehensive monthly statement.

Facility to settle card outstanding through OIB's Phone Bank service.

Insurance: free accidental insurance of USD 250,000/-

Purchase protection: Any item purchased with OIB Visa /Master card either locally or internationally is covered against loss, theft or damage under "Purchase Protection Cover".

Fees
Principal card: RO 50 /- per annum.
Additional card: RO 40/- per annum.
You need pay only for the Visa Gold card. MasterCard Gold card is offered free with Visa Gold card.

Documents Needed
Salary assignment letter.
Copy of Omani ID / Passport copy.

Validity
Card validity is for 2 years.

Billing Date

Last date of every month.