We have an extensive array of deposit accounts particularly suited to the needs of small and medium businesses, designed to make banking with us convenient and hassle-free.

Call Deposit Accounts
give you access to your funds (two (2) days notice required) while paying you a competitive rate of interest. On withdrawal of funds, the remaining credit balance continues to earn interest on a daily basis, payable monthly.

Flexi-Deposit Accounts
work in conjunction with daily sweep accounts and pool funds from selected accounts into one main account. Similar to Call Deposit Accounts, funds may be withdrawn with notice, while the balance in the account and/or any additional funds swept into the account earns interest on a daily basis, payable monthly.

Fixed Deposit Accounts
are available at OIB for cash investments with duration from one (1) week up to a year. Interest rates for the desired period are quoted on a weekly basis and are fixed for the entire period of deposit. The rate is based on the length of the period and the amount deposited. Please contact your OIB representative or nearest branch for a fixed deposit quotation.

Margin Deposit Accounts
may be used hand-in-hand with various non-fund and fund based OIB loan products. Mostly, these deposits are used as collateral to secure a loan facility and do not accrue interest. However depending on the amount of the margin deposit, interest may be applied in certain cases. Please contact your OIB representative or nearest branch for a fixed deposit quotation.